Sorry for the misunderstanding. I think I actually inserted in my mind a "but" right after your "True,...", apologies. Time to re-examine the wiring in my head...
Lens, the more time behind the camera the better you will become = the less time/ need for alot of PP. PS elements is a decent alternative to get you something and used to the software before investing too much, plus you can always upgrade to CS2 or 3 at a discounted rate, and not lose the $100 you invested.