That was my question in an earlier post. We all take jobs (meaning our normal jobs if you are not a photographer) with little or no experience and get paid. I've been a software developer for 15+ years now, and there are still things I need to learn just to keep up. But that doesn't stop me from charging my clients. Maybe photography is different however...
as an exaggeration... would you go to a Brain Surgeon with little or no experience.. who had not done any internships or anything, and had not even been to school? Only read some internet stuff, and maybe a book or two?
When someone takes a job like that.. it is known the OJT will be a part of the needed skills, and you won't be doing anything serious until you "know your stuff!" The OP is trying to skip the OJT and go right to the "know your stuff" jobs!
No internships.. no training.. no nothing, except a camera that will allow her to get decent exposures (but it is the camera doing it... not her!) in natural light.