I've seen new 383s for $70+ shipping.
Stands for $15
Optical trigger for $10 or a 15ft wire for $5
43" umrella is too big for most battery powered strobes, but a 35" one is $15
Brackets are $16.
These are all prices I saw on Amazon last week.
Totaled out using the more expensive amounts, hat comes out to $131. If you shop around or are good on
eBay, I bet you could knock off $20 off this amount easily enough... I know many people that have.
On top of that, for a beginner, its easy to remove the umbrella and bracket and do beautiful shots as they are learning. Umbrellas are also not very wind friendly outside without special stands and a few sand bags.
If you want to start cheap, to learn the basics and still get some awesome shots, get just what you need, and add accessories later (which is what the other things are anyways).
I know many people that are under or near $100 for a basic kit. My 16 year old cousin even built his own light stand and made his own sync cord for the price of 2 connectors at Addision Electronics ($2) using braided wire he found in the garage (18 feet total). His cost is a Sunpack and batteries (scratch the batteries, I gave him 8 of my 1 year old Energizers and a charger for free as of tomorrow... lol I ordered some new ones online last night). His lightstand is a piece of wood stuck into a paint pail filled with cement. He plans to spray paint it black next weekend when it stops raining here.
Total cost? About $77 and $5 of uncle's gas to drive him to Addision and back. That is the very definition of affordable.
Innovation and a little creativity can do amazing things in terms of bringing down costs.