I love my D60..... no regrets.... great piece...
however... you should search this forum for D40 vs. D60 or see Ken Rockwells reviews for some perspective....
some quick things to pay attention -
The D40 has legendary flash sync speed for the price of the camera.... I don't need it personally... but you may need that doing fashion photography... I'm not sure...(someone here will correct me if I'm wrong)
The D60 kit comes with the better 18-55 Vibration Reduction lens, and 10meg pix which can be important if you crop your photo's.... (the VR lens works very well).. but costs more money...
If your planning to be a prosumer/hobbist (not pro) but still want a nice outfit.... I would advise you not to waste your money and follow this formula -
1. Pick the body only of the D60 or D40
2. Buy the 18 - 200vr
3. Buy the SB400 flash (or higher)
4. Buy a UV filter for protection, a polarizer for bright outdoor shot, and camera bag, and a tripod.
4. Add optional lenses to taste after you know what your doing
This idea gives you a great start... with lots of range.... it seems more expensive at first.. but trust me... once you get hooked you will be chasing lenses all of the place.... forget about the stock 18 - 55....
Go to a local camera shop and buy all these at once to allow for a better deal... you will end up buying this stuff anyway so just bit the bullet and go deep...
You don't like landscapes so forget about 10 - 20mm range.... I imagine with fashion you want combinations of tight and wide shots... the 18 - 200 would be perfect for this.... and you don't have to muck about changes lenses and missing shots.... this also prevents dust issue's which you can see happens if you look at this forum....
I was lucky with my local shop.... I bought the D60 kit and found I didn't have enough range... then I bought the 55-200... then I was pissy cuz I was missing shots and changing lenses.... My retailer gave me full value on the 55-200....bought my 18-55 for $130.... and even gave me full value on the UV and Polarizer filters so I could buy the 18 -200 and 72mm filters....
this is why I gave you the above... through my own experience.. however your needs may differ...
good luck