Looks very natural, and I like the light. I think a warmer white balance would improve this shot, and I feel that the color in the scarf is too intese, but it's an easy fix with an adjustment layer and a layer mask in photoshop.
I don't have PS, just Lightroom. I think I bumped the Saturation a bit, I could tone it down.
For only $10 a month, photoshop is a worthy and affordable investment for a photographer in my opinion.
I know, and I think at a certain point I will end up there, but I have so much to learn about photography, including post-processing, that I really don't feel the need to add to my list of things to learn. Yet. For the same reason that I'm not trying to buy (or even borrow) a bunch of new lenses, or other gear. I know it will open up my options, but I need to learn how to get good at what I already have.