Yup, agreed. I dunno if any of you listen to Clark Howard on the radio or not? He's a self-proclaimed cheapskate, spots deals, ripoffs, and offers financial advice, etc. Anyway...the difference between the two:
A scam is an intentional lie with malicious intent to separate you from your money. Selling beachfront property in Iowa, that's a scam. A ripoff is pretty much what this thread is about. Up front fees, overpriced items that they require you to buy, etc. It's a legit business, but you'd have to be pretty thick in the head to really think it was worth the money. Reminds me of those get rich quick schemes. None of that real estate crap really works. The best way to get rich quick is to write a book on how to get rich quick.