I never understood why "expertise" was ever to be considered.
As if beginners can only have a certain camera.
The only thing that really matters, is the budget.
Sure, a beginner can have any camera he likes. But what if his intended use is just to take family portraits, he'd rather just use the auto features and may not prefer spending time learning the craft. It's personal preference really!
If he's an expert, he'd already have a decent camera and a P&S may not be of that of much value to him. May be we can then guide the lady to purchase a decent lens instead of a camera, who may or may not have any idea about photography.
But maybe he just want's to learn and be an expert someday, in which case surely go ahead and buy the best gear you can afford. But even then a P&S doesn't make any sense as he'd prefer a DSLR/SLR ideally. Also in which case he'd have a preference of what he loves to shoot. Maybe he prefers street photography, so get him a smaller camera. But maybe he prefers wildlife, so get him a super-zoom. The expertise and the intended usage of the camera again comes into the picture big time.
In a more likely scenario, he doesn't care much about photography and just wants something to take family portraits with. In which case we can save the couple a lot of money and suggest a cheap & decent P&S, maybe something like the sony cybershot wx50, which is an amazing camera for about 160$.
The expertise or at least the intended expertise and the intended usage has as much a role to play in the selection of a new camera as any other feature does. Even more so in this scenario as the intended user is not the one making the inquiry.
Note: I'm not trying to argue with you, this is just my opinion.