Thing is I put blame for bad weather onto governments in part.
In most western nations the road system and access to it is regulated by the government. You have to prove competency in safe driving before you are allowed to drive, and in most they require regular checks of older vehicles to have them continually prove that they are up to standard.
Thing is they don't do the same for drivers. You pass your driving test and that's it, you don't have to ever do it again unless you get caught driving badly. This means that you've got decades wherein drivers can become poor drivers through developing bad habits.
By forgetting things, by getting those bad habits; getting overconfident; having gaps in driving (eg a few months without a car) etc.... Even patterns of driving, eg if you only ever drive in daylight the winter drawing in of nights suddenly means you've got people out there not used to night driving - coupled to poorer weather.
There's also a "rush" culture with driving. You can't amble along when driving, you've got to drive as fast as is safe; and often as not someone behind you wants to drive faster; pushes right up to the bumper; hoots their horn etc... Even if you don't give in you've still got someone behind you being a distraction.
In any industry if you're using tools or machines most certifications expire. Even something as simple as a strimmer will have the recommended retraining period on qualification tickets. Even if its just to keep people informed on changes in policy and best practice not just keeping people trained in safe and proper use.
But with cars we don't have that. It's a shocking error, in my view. With cars you've got to drive bad and hvae your accident before retraining appears on the cards.
I'd honestly support if every, say 5 years you had to be retrained and pass a competency test. Even just a couple of hours with a good driving instructor can reinforce good practice and remind people of how to properly drive; fix up bad habits before they become too bad and, generally, keep people on the ball with regard to driving.