Do any stores do financing?

Discussion in 'Photography Beginners' Forum' started by definitive, Jun 30, 2008.

  1. definitive

    definitive TPF Noob!

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    Hello all,

    Looking to get a canon 40d, but trying to find a place that will do a finance deal. Anyone know of a place?

    I checked the usual, b+H and such, but havent found anything.

    Thanks!
    D
     
  2. JerryPH

    JerryPH No longer a newbie, moving up!

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    Your local bank should be able to help.

    However, I would suggest not financing hobbies, not a good financial move. It is better and wiser to save up for it, and pay for it with money you have in hand.

    By the time one payes for it, you've near added 20-50% of the value of the equipment on top of the cost of it all depending on rates and length of the loan, of course.
     
  3. reg

    reg TPF Noob!

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    Financing is the biggest scam in modern capitalism.

    I pay cash for everything and I love being debt-free.
     
  4. hsmom

    hsmom TPF Noob!

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    Best buy has 2 years of interest free financing on slr's $999 and up.


    edit: If you don't pay off the entire amount by the end of the 2 years, you pay interest on the original amount, not just the current balance. If you have to pay 25% interest on it, it's not worth it!
     
    Last edited: Jun 30, 2008
  5. MissMia

    MissMia TPF Noob!

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    B&H has financing thru Bill Me Later. It's no payment for 6 months, but if you pay it off in full before then you pay no interest. Please make sure to read all the info on Bill Me Later's site.
     
  6. JerryPH

    JerryPH No longer a newbie, moving up!

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    Saving builds character... lol
     
  7. Mike_E

    Mike_E No longer a newbie, moving up!

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    And if you miss the deadline they will BILL YOU LATER! :lol:
     
  8. Rachelsne

    Rachelsne TPF Noob!

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    Instore financing is usually a bad way to go, interest rates are often alot higher than a small signature / personal loan.
    How ever I strongly recommend paying for camera gear out right. if your new photography you and expecting to make money to make back your equipment, dont expect this to be a reliable force of income.
    If you must pay for your camera via fince do it through and interest dree credit card-thats what I did, just so I can spread the payment out over a few paycheques.
     
  9. MRivera

    MRivera TPF Noob!

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    Ritz camera...
     
  10. Rachelsne

    Rachelsne TPF Noob!

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    but its expnsive before the financing
     
  11. JerryPH

    JerryPH No longer a newbie, moving up!

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    Just did a fast look... seems that both Visa and AmEx have intro rates of 2.99% on new clients for 6 months (location dependant... I am in Canada).

    Again, I'd not suggest it unless perhaps the deal was soooooo good that it offset the final cost of what I would pay in interest rate charges over what I could find somewhere paying cash.
     
  12. Sw1tchFX

    Sw1tchFX TPF Noob!

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    rits does financing with 0 interest (i believe for the first year)
     

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